PITI Mortgage Calculator

Run the numbers before you fall in love with a house.

Full PITI breakdown — principal, interest, taxes, and insurance. No email gate. Numbers update as you type.

Loan details

Adjust any field — your monthly payment recalculates instantly.

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%
$ /yr
$ /yr
Estimated monthly payment
$2,738 /month
on a $346,500 loan at 6.625% over 30 years

Where your money goes

Principal & interest
$2,218
Property tax
$450
Home insurance
$100
Loan amount
$346,500
Total interest paid
$452,000
Total of payments
$985,680
Payoff year
2056
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This is an estimate, not a quote.

Actual payments depend on your credit, loan program, location, and lender fees. PMI estimates use the typical 0.46%–1.50% annual range — your actual rate depends on credit, LTV, and loan program. For a real number based on your file, send John an email or start an application above.